Where can a farmer get a payday loan?

What’s more, farmers often have problems related to obtaining payday loan. Where is it possible to receive them?

Gdzie rolnik może otrzymać pożyczkę?

Farmers can even earn very high wages. However, they are not usually regular. They are quite large during the season, when the sale of crops, in turn, are smaller in the winter. Of course, it all depends on what kind of agricultural work we are dealing with.

Being a farmer therefore means a different way of earning income than in the case of people working under a contract of employment. Therefore, many institutions approach the farmers with reserve and do not offer them such attractive payday loan and credits as other clients. This does not mean, however, that the farmer will not borrow any money he needs. Where is it possible?

Cash payday loan in banks

Only some banks offer cash payday loan to persons with income from agriculture. Money from this type of payday loan can be used for any purpose, both related to the farm and with our personal needs, for example, for home renovation or holiday trip.

It is worth checking whether the bank offers a loan for farmers. Remember that in the case of higher amounts, you may need collateral, such as a surety or mortgage.

Payday loan specially for farmers

In banks, farmers can also take advantage of special investment payday loan and other types of payday loan specifically designed for them. They are intended primarily for agricultural activities. They pay for high sums of up to several hundred thousand zlotys, and the repayment period is even up to 10 years.

To obtain such a loan for agricultural activity, we must prove our income from agricultural activities. It is also worth pointing out that for some payday loan it is necessary to present own contribution in the amount of about 10%. Some banks also offer agricultural payday loan in cooperation with the Agency for Restructuring and Modernization of Agriculture. Then part of the costs can be covered thanks to additional payments.

Non-bank payday loan for farmers

However, farmers can apply for payday loan and payday loan not only in banking institutions. In addition, we also have a number of non-bank lending companies that also offer attractive payday loan to those who deal with agriculture.

We have at our disposal fast and comfortable payday payday loan, which allow us to quickly remake the home budget. To get money in this way, we do not even need to provide the right documents. We only fill in the contract with the statement, in which we indicate the amount of income and their source.

In addition to payday payday loan per month, we can also apply for installment payday loan via the Internet. They are available on similar terms as payday payday loan and we do not usually have to provide documents. It is worth pointing out, however, that not all non-banking companies grant payday loan to higher sums to farmers. Farmers can also use non-bank mortgage payday loan and other payday loan against collateral.

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